Fintech: The democratising effect of digital money

Fintech is now synonymous with financial services. In creating a new ecosystem across B2B, B2C and P2P (peer-to-peer) populations, fintech has democratised money, providing financial channels for millions of individuals, creating new markets for businesses and a new tech-led language.

Leadership in the digital era becomes ever more complex, mirroring the market with an evolving web of skills, technical capabilities, astute leadership and need for agility. Clarity of purpose, brand communication, risk assessment, customer engagement, scalability, competitive insight, data mining and strategic agility are just some of the key capabilities required in today’s multi-modal industry. 

Fintechs and traditional banking providers are competing for extraordinary talent in a fast-evolving global industry revealing new opportunities, new client needs, and emerging talent pools.

“There are no boundaries in the fintech industry – neither in content nor geography,” says Manuela Klos, Partner, Boyden Germany. “That’s why it’s more important than ever for companies to attract top-notch talents from around the world in order to secure the best expertise available.”

Organisations of every kind need multi-disciplinary talent experts who combine tech, finance, commercial, governance and international mindset.

This report was developed by Boyden’s Financial Services Practice, drawing on the expertise of our Fintech specialists. We especially thank Mark Soden (U.K.), Manuela Klos (Germany), and Andreas Landgrebe (Central and Eastern Europe) for their contributions. To learn more about our capabilities and how we support financial institutions in navigating leadership and talent challenges, we invite you to connect with our team.